Virginia Income Tax Overview
Virginia uses a progressive (graduated) income tax system with multiple tax brackets. This means higher portions of your income are taxed at higher rates. Virginia's brackets have not been adjusted for inflation in decades, so most filers pay the top 5.75% rate.
Virginia Tax Brackets (Single Filer, 2025)
| Tax Rate | Income Range |
|---|---|
| 2.00% | $0 – $3,000 |
| 3.00% | $3,000 – $5,000 |
| 5.00% | $5,000 – $17,000 |
| 5.75% | $17,000 – and above |
Virginia Paycheck Breakdown Example
For an employee earning $75,000 per year in Virginia, here's what a typical paycheck breakdown looks like:
- Gross Annual Salary: $75,000
- Federal Income Tax: ~$8,600 (estimated, single filer, standard deduction)
- Social Security: $4,650 (6.2% × $75,000)
- Medicare: $1,088 (1.45% × $75,000)
- Virginia State Tax: varies based on brackets (use calculator above for exact amount)
Use our free calculator above to get your exact take-home pay based on your specific salary, filing status, and deductions.
How Virginia Taxes Compare to Other States
Compared to the national average state income tax rate of approximately 4.6%, Virginia's progressive brackets put it among states with graduated rate structures. Use our state comparison tool to see exactly how much more or less you'd take home in a different state.
Compare with Neighboring States
Tips to Maximize Your Take-Home Pay in Virginia
- Contribute to a 401(k) or 403(b) — Pre-tax retirement contributions reduce both your federal and state taxable income (up to $23,500 for 2025).
- Use a Health Savings Account (HSA) — If eligible, HSA contributions (up to $4,300 individual / $8,550 family in 2025) are tax-deductible at both federal and state levels.
- Review your W-4 — Make sure your withholding allowances match your actual tax situation to avoid over-withholding.
- Consider itemized deductions — If your mortgage interest, state/local taxes (up to $10,000 SALT cap), and charitable contributions exceed the standard deduction, itemizing could save you money.
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